Waves

Hospitality

Protecting Every Guest Experience – From Check-In to Check-Out

Protecting Every Guest Experience – From Check-In to Check-Out

In hospitality, every unforgettable stay starts with a plan, and so should your commercial insurance.

In hospitality, every unforgettable stay starts with a plan, and so should your commercial insurance.

Built for the Way You Host

Our team specializes in tailored insurance and risk-management solutions for hospitality owners and operators—hotels, resorts, restaurants, bars, franchises, clubs, and entertainment venues of every type and size. Because hospitality is never one-size-fits-all, we design coverage programs around the unique rhythm of your operation, not just your policy renewals.

Our team specializes in tailored insurance and risk-management solutions for hospitality owners and operators—hotels, resorts, restaurants, bars, franchises, clubs, and entertainment venues of every type and size. Because hospitality is never one-size-fits-all, we design coverage programs around the unique rhythm of your operation, not just your policy renewals.

black and white concrete hotel building under a calm blue sky
black and white concrete hotel building under a calm blue sky
black and white concrete hotel building under a calm blue sky

Coverage That Fits Your Business

Coverage That Fits Your Business

Coverage That Fits Your Business

Our strong relationships with top insurance carriers give you access to the best coverage options available. Backed by a dedicated team, we deliver customized solutions designed specifically for your business.

Our strong relationships with top insurance carriers give you access to the best coverage options available. Backed by a dedicated team, we deliver customized solutions designed specifically for your business.

Our strong relationships with top insurance carriers give you access to the best coverage options available. Backed by a dedicated team, we deliver customized solutions designed specifically for your business.

Trusted Partnerships

Strong carrier relationships ensure competitive pricing, broad coverage options, and long-term stability.

Tailored Insurance

Coverage designed around the unique risks, regulations, and operational realities of your company.

Experienced Guidance

Proactive risk management and hands-on support before, during, and after a claim.

Every hospitality business is different, but the need for protection is the same. We work with you to build a program that can include:

Every hospitality business is different, but the need for protection is the same. We work with you to build a program that can include:

Every hospitality business is different, but the need for protection is the same. We work with you to build a program that can include:

General & Umbrella Liability
General & Umbrella Liability
Property & Business Interruption
Property & Business Interruption
Workers’ Compensation
Workers’ Compensation
Liquor Liability
Liquor Liability
Liquor Liability
Liquor Liability
Cyber & Data Breach Liability
Cyber & Data Breach Liability
Employment Practices Liability (EPL)
Employment Practices Liability (EPL)
Commercial Auto (Valet, Shuttle & Delivery)
Commercial Auto (Valet, Shuttle & Delivery)
a man in a kitchen preparing food on a plate
a man in a kitchen preparing food on a plate
a man in a kitchen preparing food on a plate

Why Choose Cornerstone ?

Why Choose Cornerstone ?

Protecting what matters, empowering what's next.

Confidence built on trusted guidance and proven protection, backed by advisors who understand your risks and act with urgency. We combine practical insight with disciplined coverage design, so decisions are clearer and outcomes are more predictable. When conditions change, we stay engaged, adjust strategy, and advocate for you, helping you protect what matters and move forward with confidence.

person pointing white paper on wall
person pointing white paper on wall

Clear Communication

Clarity and transparency at every stage of the relationship. Straight answers, simple explanations, and no fine-print surprises, so owners and managers can make fast, confident decisions when it matters.

Proactive Risk Management

A proactive process that helps you anticipate issues before they escalate. From slips and falls to liquor liability and service disruptions, we provide practical steps that reduce loss and protect your reputation.

Industry Expertise

Advisors with deep experience across hotels, restaurants, venues, and franchise operations. We understand day-to-day exposure, staffing realities, and guest experience pressures, then build protection that fits how you run.

When was the last time you compared your program to best-in-class? Partner with us to see how you stack up.

Partner with us and see how our 100 years of experience can guide you through the details

When was the last time you compared your program to best-in-class? Partner with us to see how you stack up.